Let Our Team become Your Team
Your Team
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With a focus on the big picture as well as all the details, Darin helps our clients and their families develop a clear understanding of what money means to them, so they can put together a plan and strategy to accomplish their goals.
Drawing on the leadership skills and financial acumen developed since 1991 as his clients’ trusted advisor, he established Koss Financial Group, now Tower Wealth Partners, in 2005, and serves as its managing partner and senior financial advisor.
Darin is a graduate of the University of Michigan at Ann Arbor with a Bachelor of Science degree in finance and marketing. He also holds the Accredited Asset Management Specialist℠ designation from the College for Financial Planning and is a CERTIFIED FINANCIAL PLANNER™ Professional.
A firm believer in giving back to the community, Darin has served on the boards of Young Life, Expectations Women’s Center, local radio station WGRC, and the Union County Red Cross. He and his family have been actively involved in their church’s music programs, missions, youth and college ministries.
Darin and his wife Lisa live in Lewisburg. They have four children—Adam, Haley, Chelsea and Hannah—all out of the house –and have 3 grandchildren. An avid music lover, Darin also enjoys travel and all types of sports—golf, lifting weights, running, biking, basketball and football and of course- great food and drinks!
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Jared makes certain each of our clients knows he has clearly heard their most important thoughts and concerns about their future. He leads them through difficult discussions and helps them, for example, to discuss and define what their vision of retirement looks like and asks each spouse to describe what they think their retirement should look like. For many couples, this may be the first time they have ever had this kind of conversation, enabling them to think about the possibilities and build that vision together.
Originally from the Northumberland, Point Township community, Jared grew up as a member of the 4th generation of Furmano Foods, Inc. He graduated from The Pennsylvania State University and started his financial services career with AIG SunAmerica Securities in 2001 in the Pittsburgh area. In 2003, he moved to Richmond, VA and in just two years was able to open an office, Creative Financial Designs. It was during this time in Richmond that Jared met his beautiful wife, Tracy. In 2006 they returned to Pennsylvania to join Koss Financial Group, now Tower Wealth Partners.
Jared and Tracy reside in Lewisburg with their four children—Alivia, Jack, Logan, and Meredith. Jared Currently serves as the vice president of the Greater Susquehanna Valley Penn State Alumni Chapter, and also a deacon at Reformed Baptist Church of Lewisburg. Jared is an avid fan and supporter of Penn State and enjoys all sports, especially golf, football and basketball.
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Haley has an eye for the details, and a constant desire to learn and develop the knowledge to help clients design a financial plan that allows them to achieve their goals. Her strong suit is her ability to take the more complex concepts inherent to this industry and break them down to deliver a more simplified yet impactful solution for each client’s unique situation.
Haley graduated from the University of Pittsburgh in 2015, with a B.S. degree in Finance and Accounting, and a certificate in International Business. She decided to move back to the area from Nashville, TN in 2019 to join the team as the newest wealth management advisor.
Born and raised here in Lewisburg, Haley now lives downtown with her golden retriever, Penny and is looking for different ways to get involved in the local communities. The things she enjoys most are spending time with family, all things health and wellness, learning new languages, and traveling the world any chance she gets.
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Jim’s careful attention to detail and strong analytical and organizational skills serve our clients well, although most of his work is done behind the scenes. His areas of focus include constructing and monitoring our clients’ portfolios, leading and providing research and analysis for our Investment Committee, and carefully managing the daily inflows and distributions in our clients’ accounts.
After completing his bachelor’s degree in mechanical engineering from Kettering University in Flint, MI, Jim earned his master’s in engineering from the University of Michigan in Ann Arbor. He developed his analytical skills during more than 20 years in the automotive industry before relocating from Michigan to Pennsylvania to join Koss Financial Group, now Tower Wealth Partners.
Jim and his wife Jennifer live in Lewisburg, where they enjoy the small-town charm and the natural beauty the area has to offer. They have four grown children—Justin, daughter Jordan, and twin daughters Jenna and Julia. Jim sings at church and plays drums, is involved in the local Young Life chapter, enjoys an occasional round of golf and biking, and will interrupt most activities to watch University of Michigan football. Go Blue!
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Tara joined Koss Financial Group/Tower Wealth Partners in the summer of 2000, after having worked previously as an RN in oncology and hospice. She is the office extrovert and loves getting to know our clients, and long before we had caller ID, she could readily identify a lot of our clients by the sound of their voice. She aims to give personalized attention with her ability to recall details about our clients’ lives.
Tara helps maintain our client database, and besides opening and maintaining accounts, she is active in assisting clients with the set up and maintenance of income disbursements, the transferring of assets, and the set-up of client appointments. She especially enjoys researching things for clients like the history of asset ownership.
Central Pa has been her home for over 28 years, with 14 of those years in Lewisburg. While not at the office, she enjoys reading, music, church, and spending time with her husband Ravi and daughter Renna, and of course her 3 cats.
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Appreciated for her initiative and organizational skills, Lisa keeps our clients’ information updated, and assists them in setting up online access to their accounts. She particularly enjoys interacting with our clients and paying attention to what is going on in their lives.
With a background in human resources, payroll and technology, Lisa joined Koss Financial Group in 2004. She is an important member of our client services team, working with the home office to stay up-to-date with compliance operational issues.
Lisa lives in Selinsgrove with her husband Dale. She enjoys spending time with her family, including her three children—Brianna, Brett and Jake; and loves to travel.
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As our paraplanner and data manager, Jennifer helps put together and maintain our clients’ investment plans, keeping up with any changes in our clients’ needs and goals. She also makes certain that all information is saved and stored appropriately in our database and manages our client communications.
Jennifer joined Koss Financial Group, now Tower Wealth Partners, in November 2007 after having moved to Lewisburg from her native Michigan. She attended Kettering University in Flint, Michigan, where she studied mechanical engineering.
Jennifer and husband Jim are parents to son Justin, daughter Jordan, and twin daughters Jenna and Julia. Jennifer enjoys the outdoors, gardening, biking, boot camp-style workouts and reading. She is active in her church’s music ministry and serves on the local area Young Life committee.
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Beverly Swinehart is a well experienced client service associate that recently joined our team. She comes to us from another investment firm and also has over 35 years of experience working with a local accounting firm. She has an A.S.B. degree in Accounting from Thompson Institute.
Bev and her husband live in the Lewisburg area. They enjoy doing things outdoors together.
Our Certifications and What They Mean to You
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Why work with a CFP
Most people think all financial planners are “certified,” but this isn’t true. Just about anyone can use the title “financial planner.” Only those who have fulfilled CFP
Board’s rigorous requirements can call themselves a CFP® professional.CFP® professionals are held to strict ethical standards. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can call themselves a CFP® professional.
Financial planning is a dynamic process. Your financial goals may evolve over the years due to shifts in your lifestyle or circumstances such as an inheritance, career change, marriage, house purchase or a growing family. As you begin to consider how best to manage your financial future, you should feel confident knowing that with a CFP® professional, you’re working with someone committed to providing the high standardzzz of financial planning.
CFP® Certification Requirements: The Four E’s
As a final step to certification, CFP® practitioners agree to abide by a strict code of professional conduct, know as CFP Board's Code of Ethics and professional responsibility, which sets forth their ethical responsibilities to public, clients and employers. CFP also performs a background check during this process, and each individual must disclose any investigations and legal proceedings related to their professional or business conduct.
Ongoing certification requirements
Once certified, CFP® practitioners are required to miantain technical competence and fulfill ethical obligations. Every tow years, they must complete a minimum 30 hours of continuing eduction to stay current with developments in the financial planning profession and better serve clients. Two of these hours are spent studing or disussing CFP board's Code of Ethics or Practice standards. In addition to the biennial continuing education requirement, all CFP® practitioners voluntarily disclose any publi, civil, criminal or disciplinary action that may have been taken against them during the previous two years as part of the renewal process
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Why an RICP specialist should be important to you
RICP® designation holders report having more confidence in their ability to serve senior clients, have a broader perspective of the field, and immediately use what
they learn in their professional roles.The program enables you to make better, more informed decision-making regarding retirement financial planning. Research from Morningstar found that better decision making can increase retirement income by as much as 31 percent. Demand for retirement expertise is strong: Current projections indicate that 10,000 Baby Boomers retire daily, a trend expected to continue through 2030.
By serving their clients better and growing their business, RICP® designation holders do well by doing good.
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What does AAMS mean to you
Accredited Asset Management Specialist (AAMS) is a professional designation awarded by the College for Financial Planning (CFP) to financial professionals who successfully complete
a self-study program, pass an exam, and agree to comply with a code of ethics.Successful applicants earn the right to use the AAMS designation with their names for two years, which can improve job opportunities, professional reputation, and pay.
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Why CIMA
Why CIMA
There are hundreds of credentials in the financial services marketplace—with varying degrees of credibility— creating an alphabet soup of convoluted acronyms and information
overload. So why should you work with a CIMA professional? Not all financial credentials are created equal, and very few meet the high standards of being accredited by a third party.The Certified Investment Management Analyst. (CIMAss) certification demonstrates that individuals have completed and adhered to the "four Es": experience, education, examination and ethics. In order to earn CIMA certification, candidates must
- Demonstrate at least three years of broad experience in the field of investment management consulting or financial services by the completion of certification.
- Pass an extensive background check and qualification examination.
- Complete an education program at The University of Chicago Booth School of Business, or The Wharton School, University of Pennsylvania.
- Successfully pass a comprehensive certification examination.
- Agree to adhere to an ethical code of professional responsibility and to complete 40 hours of continuing education every two years, including two hours of ethics continuing education.
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